Cybersource
Enterprise card acquiring (Visa)
Secure Acceptance · Hosted Checkout · REST API · Decision Manager · token vault
Travel, retail, and high-volume merchants needing strong fraud rules and global rails.
Payments
Card acquiring, recurring billing, payouts, and bank-grade settlement. Live for a regulated securities exchange, a multi-language booking platform, and a five-star hotel. ABSA, MCB Seychelles, Sabre Synxis, Cybersource, Stripe, Paystack, Flutterwave, PayPal. Reconciled by design.
In production
Not partner-logo wallpaper. Each tile below is code we wrote and shipped on the named rail for the named client.
MERJ Exchange · Settlement layer
The clearing and settlement layer behind a regulated securities exchange — bank-grade payment file integration with ABSA, automated end to end, reconciled against the books.
Case study →Cool Tour Guide · Card acquiring
Mastercard Payment Gateway Services Hosted Checkout through Mauritius Commercial Bank Seychelles. Server-side order verification, 3-D Secure, idempotent webhook handling, multi-language booking flow.
Case study →Savoy Seychelles · Hotel rails
CRS integration for hotel booking and payment flows — synchronised inventory, rate plans, reservations with payment capture handled through the property’s acquiring chain (Synxis hotel 77170 / chain 14463).
Case study →Seypro integrates payments — card acquiring, recurring billing, marketplace payouts, and bank-grade settlement. Live in production for MERJ Exchange (ABSA), Cool Tour Guide (MPGS via MCB Seychelles), and Savoy Seychelles (Sabre Synxis). Capability across Cybersource, Stripe, Paystack, Flutterwave, PayPal and the MPGS family. Every flow ledgered and reconciled.
Gateways we work with
Each card below is a gateway and product surface we understand well enough to integrate without surprises. Where we've shipped that rail for a paying client, it appears in the “In production” row above.
Enterprise card acquiring (Visa)
Secure Acceptance · Hosted Checkout · REST API · Decision Manager · token vault
Travel, retail, and high-volume merchants needing strong fraud rules and global rails.
Modern SaaS-native card + billing
Checkout · Payment Intents · Subscriptions · Connect · Treasury · Issuing
SaaS and marketplaces with global card needs and product-led billing engines.
African card acquiring
Standard / Inline / Popup Checkout · Subscriptions · Transfers · Verify webhooks
Nigeria, Ghana, Kenya, South Africa — strong local rails and bank transfers.
Pan-African + cross-border
Standard Checkout · Transfers · Virtual Accounts · Mobile Money · Card Tokens
Multi-country African operators needing mobile money and FX alongside cards.
Consumer-recognised wallet
Smart Buttons · Subscriptions · Webhooks · Payouts API · Braintree adjacency
Any product where customers expect a PayPal button alongside cards.
Bank-issued hosted checkout
Hosted Checkout · Direct API · 3-D Secure 2 · token-on-file · order verification
Markets where the local acquiring bank fronts MPGS — we’ve shipped this via MCB Seychelles.
What we wire up
The full money path, ledgered end to end. One integration that survives the parts that fail in production.
Hosted and embedded card checkout, multi-currency, 3-D Secure, tokenised card-on-file — wired to your existing gateway with webhooks that retry and reconcile.
Subscriptions, usage-based pricing engines, dunning, and invoicing — ledgered properly so finance can trust the numbers.
Affiliate commissions, marketplace splits, automated disbursements, and bank-grade payment files. Money moves both ways, reconciled.
Double-entry ledgering, gateway-vs-bank reconciliation, and the audit artefacts regulators and finance teams actually ask for.
Rails & tooling
ABSAMPGSCybersourceStripePaystackFlutterwavePayPalSabre SynxisISO 20022 Pain.001 / Pain.002PGP-signed SFTP3-D Secure 2WebhooksPCI DSSMulti-currencyRegional pages
Some markets need a deeper page because the rails and regulators actually matter. Start with Seychelles. More on request.
MCB (MPGS Hosted Checkout) · ABSA Host-to-Host · Sabre Synxis · FSA-licensed entity flows · RTGS context. Three integrations live, three personas served.
Open the page →ABSA correspondent banking, PayShap / RTC, BankservAfrica context, Cybersource via SA acquirers. Scope on request.
Scope this region →Network International, Telr, Checkout.com via UAE acquirers, AED settlement. Scope on request.
Scope this region →