Payments

We integrate payments.Then we make them reconcile.

Published implementation work includes ABSA bank-file integration within the MERJ engagement and MPGS via Nouvobanq for a multi-language booking platform. Additional checkout, billing, payout, and reconciliation work is scoped against the selected provider. Supported product surfaces include Cybersource, Stripe, Paystack, Flutterwave, and PayPal.

Quick answer

Does Seypro integrate payments? Seypro integrates payments — card acquiring, recurring billing, marketplace payouts, and bank-grade settlement. Published implementation work includes MERJ Exchange (ABSA) and Cool Tour Guide (MPGS via Nouvobanq). Other gateways are evaluated against merchant geography, acquiring relationships, product requirements, and compliance scope.

Gateways we work with

Select the provider from the operating constraints.

Where a named implementation exists, it appears in the published-work section. Other providers are scoped from their current documentation, merchant setup, geography, and required payment flows.

Cybersource

Enterprise card acquiring (Visa)

Secure Acceptance · Hosted Checkout · REST API · Decision Manager · token vault

Travel, retail, and high-volume merchants needing strong fraud rules and global rails.

Stripe

Modern SaaS-native card + billing

Checkout · Payment Intents · Subscriptions · Connect · Treasury · Issuing

SaaS and marketplaces with global card needs and product-led billing engines.

Paystack

African card acquiring

Standard / Inline / Popup Checkout · Subscriptions · Transfers · Verify webhooks

Nigeria, Ghana, Kenya, South Africa — strong local rails and bank transfers.

Flutterwave

Pan-African + cross-border

Standard Checkout · Transfers · Virtual Accounts · Mobile Money · Card Tokens

Multi-country African operators needing mobile money and FX alongside cards.

PayPal

Consumer-recognised wallet

Smart Buttons · Subscriptions · Webhooks · Payouts API · Braintree adjacency

Any product where customers expect a PayPal button alongside cards.

MPGS (Mastercard)

Bank-issued hosted checkout

Hosted Checkout · Direct API · 3-D Secure 2 · token-on-file · order verification

Markets where the local acquiring bank fronts MPGS — we've shipped this via Nouvobanq.

What we wire up

Accept. Bill. Pay out. Reconcile.

The full money path, ledgered end to end. One integration that survives the parts that fail in production.

Accept

Hosted and embedded card checkout, multi-currency, 3-D Secure, tokenised card-on-file — wired to your existing gateway with webhooks that retry and reconcile.

  • Hosted & embedded card checkout
  • 3-D Secure 2 / SCA
  • Multi-currency + FX clarity
  • Tokenisation & card-on-file
  • Apple Pay / Google Pay where supported

Bill

Subscriptions, usage-based pricing engines, dunning, and invoicing — ledgered properly so finance can trust the numbers.

  • Subscription & recurring billing
  • Usage / metered pricing engines
  • Dunning + smart retry windows
  • Tax-aware invoicing (VAT / GST)
  • Customer portal flows

Pay out

Affiliate commissions, marketplace splits, automated disbursements, and bank-grade payment files. Money moves both ways, reconciled.

  • Affiliate / referral commissions
  • Marketplace splits & escrow
  • Automated payout schedules
  • ISO 20022 Pain.001 / Pain.002 generation
  • PGP-signed file delivery over SFTP
  • RTGS / SWIFT message handling

Reconcile

Double-entry ledgering, gateway-vs-bank reconciliation, and the audit artefacts regulators and finance teams require.

  • Double-entry ledger writes
  • Gateway ↔ bank reconciliation
  • Settlement-reference linkage
  • Versioned, traceable transaction history
  • PCI-aware architecture

Rails & tooling

ABSAMPGSCybersourceStripePaystackFlutterwavePayPalSabre SynxisISO 20022 Pain.001 / Pain.002PGP-signed SFTP3-D Secure 2WebhooksPCI DSSMulti-currency

FAQ

Before you ask.

We integrate the gateway and acquiring bank you already use — card-scheme rails via providers like Mastercard Payment Gateway Services (MPGS), regional acquirers, and standard processors. We work with your existing merchant setup rather than forcing a switch, and we build hosted or embedded checkout depending on your PCI and UX requirements.

Yes. We build subscription and usage-based pricing engines, dunning and invoicing, and outbound flows — affiliate commission tracking, marketplace splits, automated disbursements, and bank-grade payment files (ISO 20022 pain.001 / RTGS over secure SFTP). The full money path: collect, bill, and pay out.

We minimise PCI scope by architecture — tokenisation and hosted fields keep raw card data off your servers, so the sensitive data path stays with the gateway. We design the integration so your compliance burden is as small as the design allows, and document the data flows for your assessor.

Take payments. Keep the books straight.

Tell us your gateway, your currencies, and your payout flow. We'll scope the integration and the reconciliation that keeps it honest.